Frequently Asked Questions

We loan to personally vetted borrowers who meet the following criteria: existing track record (not their first rodeo!), have 20-30% of their own capital invested in the property and have a specific timeframe for their renovations. We work with a partner in the space who's been doing this for over 20 years and has personal relationships. Our vetting process includes consideration of location (we exclusively loan on projects in Arizona and within high-growth pockets of the Phoenix MSA) and projected business plan including financials. Lastly, we don't loan more than 75% loan-to-value at time of sale to keep our investors capital protected.

 We'll have a very close eye on capital coming in, capital going out, timelines for each of the projects, and who has upcoming eligibility for liquidation so that we're prepared. Because we've been doing this with our own personal money for the last 18 months, we have almost $2 million of our own capital out there working. That capital comes back about every six to eight months in cycles. So if we see people looking to get out, we will not deploy that capital to manage liquidity demands.

There are no other fees to investors. We are lending the money with a point fee on the front end to the borrower, and we're charging the borrower 12.5%.

There are no fund based fees. No deductions from the 8%-10% based on the tier that you come in at. No management fees, origination fees, etc.

Yes, we have 2 Million of our own money working within this fund to generate passive income for ourselves.

Our notes are structured on a 12-month loan period.  Most of these operators who have been doing this for a really long time have a six month renovation timeframe which then allows time to market and sell, or put a tenant in, then go secure long-term financing to buy us out.

We target your first monthly distribution within 60–90 days after your capital is deployed. You will receive communication from our team the moment your capital is deployed so that you know to expect the payments.

All investments carry risk, but we've specifically chosen this approach because the risk is significantly lower compared to owning a property and relying on occupancy, rent payments, appreciation, market growth, cap rates, and, eventually, a favorable exit to generate investor returns.

The biggest risk is the borrower defaulting on their payments. This is why we work with borrowers who have their own money in the property and who have long track records. A long track record demonstrates an understanding and mastery of the risks associated with these types of projects.

The risk of default is low. However, in the worst case scenario, the borrower defaults on the loan and WMG takes ownership of the asset. This is why we exclusively loan in the HIGH-DEMAND, HIGH-GROWTH MARKET of Phoenix, Arizona, where that asset is still likely to generate a favorable return to our investors.

Yes! Unlike many other forms of investing, you can access your initial capital after 12 months in the fund with 60-days notice.

$50,000 is the starting point for the first tier, which targets an 8% annualized return.

Investors will receive their monthly payments via ACH. Our investor relations team will make sure that you're well aware of when your capital was deployed and when to expect your monthly payments.

Yes! Our investor relations team has experience working with over 35 providers and can guide you step-by-step through this process.

Book a call with Maria here to get support with leveraging your retirement accounts.

This fund is exclusively open to accredited investors.

Not sure if you qualify as accredited? Book a call with Maria who can help you. You may not be aware, but, there are actually LOTS of ways you can qualify as an accredited investor. So even if you aren't sure, it's worth the call to see if there are other ways we can qualify you!