If you stopped working tomorrow,
how long would your lifestyle survive?
Most people have no idea what it truly costs to stop working. Find out your Freedom Number in 60 seconds.
What does your life cost today?
Enter your total monthly expenses — mortgage, lifestyle, debt payments, giving. Everything that goes out the door each month.
What does your ideal retirement look like?
Most people want to spend more in retirement — travel, grandkids, bucket list moments. Don't underestimate this number.
What's already working for you?
Be honest here — this is where most high earners discover their blind spot.
Here's your financial reality.
Most people have never seen these numbers side by side. Now you have.
There are actually two problems to solve. Most people only see one.
WMG's Income Fund targets 10% annual returns. Here's what that means for your gaps.
Drag the slider to see what you could generate with what you have today — and how much of your gap it closes:
Send Me My Freedom Number Report
Enter your details and we'll send your personalized assessment straight to your inbox — plus how WMG's Income Fund can help close your gap.
Check your inbox, friend.
Your personalized Freedom Number report is on its way. A member of the WMG team will reach out within 1 business day to discuss whether you qualify for the Income Fund.
How this works:
The Freedom Number Calculator takes less than 60 seconds. Enter four simple numbers: your current expenses, your ideal retirement lifestyle, your existing passive income, and your liquid savings.
You'll get:
How long your lifestyle would actually survive if your income stopped today
Your Survival Gap: the monthly passive income needed to maintain your current lifestyle
Your Freedom Gap: the monthly income needed to fund the retirement you actually want
What it would take to close both.
What is a Freedom Number in investing?
Your Freedom Number is the monthly passive income your investments need to generate to fully cover your lifestyle expenses, making work optional rather than mandatory. It's calculated by taking your ideal monthly retirement lifestyle cost and determining how much invested capital, at a given return rate, would be required to produce that income indefinitely.
What is the difference between income gap and freedom gap in retirement?
The income gap is the shortfall between your current monthly expenses and your passive income, what it would take to maintain your lifestyle today without working. The freedom gap is larger, it's the shortfall between your ideal retirement lifestyle and your passive income. Both matter: closing the income gap gives you financial safety; closing the freedom gap gives you financial freedom.
If the income gap is “Can I stop working and not panic?”
…the freedom gap is “Can I stop working and live the version of life I actually want?”
How do I calculate my retirement income gap?
Your retirement income gap is calculated by subtracting your current monthly passive income from your total monthly expenses. For example: if your monthly expenses are $15,000 and your passive income is $2,000, your income gap is $13,000 per month, meaning your investments need to generate $13,000/month for work to become optional.
How long would my savings last if I stopped working?
To calculate how long your savings would last if you stopped working: divide your total liquid savings by your monthly income gap (monthly expenses minus passive income). For example: $300,000 in savings ÷ $12,000/month gap = 25 months. The Freedom Number Calculator above runs this calculation automatically.
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Information provided by Wealth Mission Group, LLC (“WMG”) is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any offering is made solely through official offering documents, including a Private Placement Memorandum (PPM), and only to accredited investors pursuant to Regulation D, Rule 506(c). Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal.