Invest With Your IRA

Your Retirement Account Can Do More Than Sit in the Stock Market

Most investors don’t know this: your IRA or old 401(k) can invest directly in private credit. Same tax advantages. Better returns. No stock market rollercoaster. The WMG Cashflow Fund accepts self-directed IRA investments starting at $50,000. Your returns flow back into your retirement account and compound tax-deferred or tax-free, depending on your account type.

What Is a

Self-Directed IRA?

A self-directed IRA (SDIRA) works just like your traditional or Roth IRA, with one critical difference: you choose where your money goes. Instead of being limited to stocks, bonds, and mutual funds, an SDIRA lets you invest in real estate, private credit, promissory notes, and other alternative assets.

You still get all the tax advantages. Contributions may be tax-deductible (Traditional) or grow tax-free (Roth). The only difference is you’re in the driver’s seat.

How It Works With WMG

01

Open or transfer to a self-directed IRA custodian.

We work with most major SDIRA custodians. If you do not already have one, we’ve partnered with Directed IRA, which lets investors open a self-directed account online. WMG investors can use WMG150 to get $150 discount when you sign up.

02

Direct your custodian to invest in the WMG Cashflow Fund and receive monthly distributions through your IRA account.

We handle the paperwork and walk you through the process. Once capital is received and deployed, your IRA earns 10% annually, paid monthly. Distributions flow directly back into your IRA account and continue compounding tax-advantaged.

03

Reinvest, withdraw or redirect your capital after 12 months.

After 12 months, you may reinvest, request a withdrawal, or reallocate your capital based on your timeline and goals, subject to fund terms and your IRA custodian’s procedures, with 60 days’ notice for withdrawal requests.

Income You Don’t Have to Wait For

Consider a $200,000 IRA invested in a traditional index fund earning 7% annually. Over 10 years, that account may grow to approximately $393,000, but the value remains largely unrealized unless you sell.

Now consider that same $200,000 in the WMG Cashflow Fund. Instead of waiting on market appreciation, the capital is designed to generate $20,000 per year, paid monthly, or $200,000 over 10 years, while the original principal remains invested. If those monthly distributions stay inside the IRA, the account could hold roughly $400,000 by year 10: the original $200,000 principal plus $200,000 in cash distributions paid along the way.

The real advantage is not just the ending balance. It is the ability to generate income now, creating margin, flexibility, and a retirement account that can do more than simply sit and wait.

Frequently Asked Questions

Can I use my existing IRA or 401(k)?

Yes. If you have a Traditional IRA, Roth IRA, SEP IRA, or old 401(k) from a previous employer, you can typically roll it over or transfer it to a self-directed custodian without tax consequences.

Which custodians work with WMG?

We work with most major self-directed IRA custodians. During your strategy call, we’ll help you identify the best fit based on fees, service, and your specific account type.

Do I pay taxes on the returns?

No. Returns flow back into your IRA and maintain their tax-advantaged status. Traditional IRA returns are tax-deferred. Roth IRA returns are tax-free.

What about UBIT (Unrelated Business Income Tax)?

The WMG Cashflow Fund is structured as a debt investment, not leveraged real estate. In most cases, SDIRA investments in our fund are not subject to UBIT. We recommend confirming with your tax advisor.

What’s the minimum investment?

$50,000 minimum. 12-month initial term. Monthly distributions begin 60 to 90 days after funding.

If you stopped working tomorrow,

how long would your lifestyle survive?

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Information provided by Wealth Mission Group, LLC (“WMG”) is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any offering is made solely through official offering documents, including a Private Placement Memorandum (PPM), and only to accredited investors pursuant to Regulation D, Rule 506(c). Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal.